Tuesday, March 3, 2015

I'm Still Here

The big picture
Wow, it’s truly depressing seeing my blog comments overrun by spam. Especially such bad spam. How is it possible that sex toys are out and psychics are in? I’ll never understand people.

Anyway, I don’t intend to abandon it. It’s just that my life has taken some interesting turns since we paid off our debt (including my massivelaw school loan). For one thing, we finally saved up enough for a down payment on a house (which means we’re officially on baby steps 4,5, and 6 of the Dave Ramsey plan) and bought one this past summer. Then I started taking some writing courses at night and trying to figure out what I’m going to do with the rest of my life now that my law career/nightmare is over. I’m still working in a somewhat unchallenging position, but I got a big raise last year so for now it’s working for me. 

One of the most satisfying things that happened in this last year is

Thursday, January 16, 2014

One Crushing Tale and My Letter to a 0L


File this one under “there but for the grace of God go I.”  Here’s a profile of Andrew Carmichael, a “whiz kid” who racked up law school debt totaling $215,000.  Yep, that’s not a typo.  Two hundred fifteen large.  Just to put that in perspective – most people in this country could own a house outright for two hundred fifteen thousand dollars.  Meaning, Andrew took on law school debt that could have financed a home.  Meaning, he’s now looking at a student loan payment the size of a mortgage (to the tune of $2,756 per month).  Thank goodness mortgages are totally easy to pay off and have never gotten anyone into trouble.  

Spoiler alert: Andrew did get a great job after taking on all that law school debt, so it wasn’t a total waste.  He is now employed…as a computer programmer.  Yep, that’s also not a typo.  He is now a computer programmer.  I'm no expert, but last time I checked, a lot of computer programmers were scraping by without JD's.

Thursday, August 15, 2013

"I'm Ten Times Richer Than My Big Brother Bob"



Ever since I quit my law job three years ago, I have noticed a disturbing trend.  People seem to have more respect for unemployed JD’s who are looking for attorney gigs than for gainfully employed JD’s who work in non-legal positions.  I’m not sure why.  Growing up, I got the impression that becoming a “productive member of society” included bringing home a paycheck and paying taxes.   

These days, though, people are preoccupied with labels and appearances.  A few weeks ago, I was at a birthday dinner for an older lawyer.  He got a little tipsy and asked me, “Do you ever wonder what a brilliant attorney you might be today if you just stuck with it?”  I didn’t have the heart to tell him that the more appropriate question was how much happier I’d be today had I quit sooner, or never went to law school to begin with.  The point is, this man didn’t care what I was doing with my life; he was only concerned with what I wasn’t doing – practicing law.  He couldn’t get over the fact that I gave up the "prestigious" title of Attorney.  In his mind, the title should be worth it, no matter how much I hated practicing law with every fiber of my being.  (His line of thinking betrays a deeper insecurity of many attorneys: Why don’t you want to be like me?)

Thursday, July 11, 2013

Podcast Episode 4: "Money, Get Away"

I know the feeling, man...
Apologies for my absence!  I'm still alive and kickin', and I offer you the final installment of my interview with Howard.  Enjoy.  Also, I talk about what I've been up to the past few weeks (saving money, finding holes in my shoes, etc.), and another encounter I had with a 0L [sigh...].

Wednesday, May 1, 2013

The $1,400 Credit Score

Photo courtesy of stockfreeimages.com
Ever since my husband and I became debt-free back in March, I have been trying harder than ever to cut back on expenses so we can try to finish saving for our emergency fund.  So I decided to run a little audit on our bank statements, and I came face to face with one cold, hard fact: I am a complete f***ing idiot.

Why, you ask?  Maybe it's because I wasted $90K on a law degree that I no longer use?  No.  Maybe it's because I quit my secure law job at the height of the recession so I could take a decidedly less prestigious job, and eventually deliver pizzas in order to pay off my law school debt?  No.  It all started when my younger sister came to live with me and my husband.

She's one of those sisters.  The kind who's never had a real job, who dropped out of high school because

Wednesday, April 17, 2013

Podcast Episode 3: WWJD?

This week, I discuss the impact that declining law school enrollment has had on Catholic University's budget.  (Spoiler alert: they're going to continue feeding at the law school loan trough, but some art courses and such are on the chopping block).  Also, part 2 of my interview with Howard, a former law school classmate who is now working in a non-legal position.  Howard and I discuss his first lawyer gig, and why he got out.  And finally, a segment on

Sunday, April 7, 2013

Damaged: On Legal Mythology (or, Why Do We Watch This Stuff?)



A promotional poster for Damages (FX)
*** Warning: This post contains spoilers for the pilot episode of Damages. ***

When I first quit law, I avoided watching any movies or TV shows involving lawyers or police procedure (since I mainly practiced criminal law).  It was a painful reminder not only of what I’d left behind but what would never be.  I guess you could call it nostalgia for a past that never was.  Before and during law school, I would watch The Practice and Law & Order, and feel hopeful about the adventure on which I was about to embark.  It was sort of like when I was a preteen, flipping through Sassy magazine and eagerly anticipating all of the wonderful changes that would occur once I finally became a glamorous young woman like the ones depicted in all the tampon and deodorant ads (which were peppered in between articles about teen suicide and my favorite young heartthrobs).  The reality never quite lived up to the hype.  Much like being a lawyer, being a teenager mostly involved horrible skin issues, insecurity, cramps, and a lingering uncertainty regarding any interaction with the opposite sex

Wednesday, April 3, 2013

Podcast Episode 2: All Over But the Shouting

This week, I discuss my take on an LA Times article regarding the class action lawsuits that disgruntled grads have filed against a number of law schools.  I apologize for some indelicate language I used, but I was a bit worked up.  Also included is part 1 of my interview with "Howard," a former law school classmate of mine.  He recently transitioned to a non-legal position, and in the first part of the interview we discuss why he went

Saturday, March 30, 2013

Blog Giveaway Winner and a Heartwarming Student Loan Story

Congrats to Susan Smoaks for winning the Dave Ramsey giveaway!  Be sure to look for my email asking for your delivery address.  Also, if you entered the giveaway, I'll be emailing you as well with a small token of my appreciation.

Look how happy Dave looks, Susan!  Well, he never really looks happy, but I know that's how he feels on the inside.  I hope you find the book motivational, like I did.

Also, here is a touching story I read regarding a single mother in Rhode Island whose student loans were

Friday, March 22, 2013

New Beginnings, a Podcast, and a Giveaway...

You may have noticed that I changed my blog name from Attorney to Temp to Legally Obligated.  I did this because I am no longer a temp, and I'm no longer just transitioning out of practicing law, but I still feel compelled to tell my story and to support other people who are deep in student loan debt.  So I thought Legally Obligated would be a more appropriate name.  Anyway, here is my first podcast!  (Scroll to the bottom to listen.)  Hopefully it will help me reach more people who are going through the same things I did.  I experienced some technical difficulties, but I think the next one will be smooth sailing.  So apologies for any volume level variations and such.

My first podcast includes my take on the U.S. News Law School rankings that were released last week, plus a story about an encounter I had with a woman who is considering going to law school, and some other